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Welcome to Annual Enrollment. This is your annual opportunity to update your insurance benefit elections for 2026.

To update and review your benefit elections, log in to Member Self Service (MSS) starting Monday, October 20. The last day for you to make any changes to your insurance benefits is Friday, November 7.

Anyone completing paper applications to update their enrollments, must ensure their Payroll or Human Resources (HR) department receives their paperwork by Friday, November 7.

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Summary of Plan Changes for 2026

  • FlexComp Plan: The Flexible Spending Accounts (FSA) limits are increasing.
    • Medical FSA:  $3,300 annual limit
    • Dependent Care FSA: $7,500 annual limit for single individuals or married couples filing a tax return jointly OR $3,750 for a married individual filing a single tax return
  • Health Insurance: Members enrolled in the High Deductible Health Plan (HDHP) with the Health Savings Account (HSA) have higher limits.
    • Single max: $4,400
    • Family max: $8,750
    • Age 55+: can continue to set an additional $1,000 into their HSA

Select a plan to learn more about your annual enrollment options: 

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Other Plans – Enroll or Update at any time

You may be eligible for many other benefits as a member of NDPERS. Ask your employer which of these benefits apply to you or select a plan to learn more.

We encourage you to take a closer look at the Supplemental Retirement Savings with the 457 Deferred Compensation Plan through NDPERS and the NDQuits Tobacco Cessation Program through the Department of Health & Human Services.