Medium

The HSA helps cover medical expenses until your annual deductible and out-of-pocket maximum are met. NDPERS will contribute to your HSA for each month you participate as follows:

NDPERS Monthly HSA Contribution

The employer contributions are sent to the HSA vendor on a delayed schedule. For example, the June coverage month contributions will be posted to your HSA account by the end of July.

NDPERS HSA Contribution
HDHP Policy TypeMonthly Contribution
Single Policy $119.62
Family Policy$289.36

IRS Annual Total Contribution Limits

In addition, you may be able to contribute to your HSA through pre-tax payroll deductions if your employer allows this option. The IRS establishes annual limits of total contributions (both employee and employer paid) that can be contributed to an HSA per calendar year.

IRS Annual Total Contribution Limits
Type of Coverage20252026
Single$4,300$4,400
Family$8,550$8,750
55+ Catch-up$1,000$1,000

If your employer does not allow pre-tax payroll deductions to an HSA, you may contribute on an after-tax basis directly with Health Equity, HSA third-party administrator for Sanford Health Plan. You may claim those contributions when you file your annual tax return.