• Eligible new hires may opt out of the Defined Benefit plan and elect the Defined Contribution within the first 6 months of employment.
  • Each eligible new hire receives notification and personal plan comparisons. Contact NDPERS directly regarding questions.
  • If you elect the Defined Contribution Plan, you are responsible for managing your retirement account balance by working with consultants from the Trustee Company (TIAA).
  • Your retirement benefit is based on your account balance, and you determine your stream of income.
  • There is no guaranteed lifetime monthly benefit.
  • Your Defined Contribution Plan election is irrevocable!
  • In the event of a divorce, please review the Qualified Domestic Relations Order for additional information.

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