Health Insurance for 2022


What changes can you make during annual enrollment?

Individuals that wish to apply or change (increase or decrease) their current level of coverage can do so during Annual Enrollment. 

Who is eligible?

You are eligible to participate in the health insurance, if you are employed by a state agency, district health unit or participating political subdivision, are at least 18 years of age, work at least 20 hours per week for 20 or more weeks per year and are in a position that is regularly funded and not limited in duration.

There are two health insurance coverage options. Ask your employer which coverage option applies to you. 

  1. Dakota (PPO/Basic Grandfathered) Plan

  2. High Deductible Health Plan with Health Savings Account

  • Permanent employees of a state agency, university system or district health unit can also enroll or discontinue participation in the High Deductible Health Plan (HDHP) with the Health Savings Account (HSA).
  • NDPERS may require account verification in order to establish the HSA. However, if the HSA cannot be established, employer contributions will not be made on the employee’s behalf, but the employee will remain in the HDHP Plan.
  • HSAs cannot be established if the employee is a non-resident alien or if the employee is eligible for Medicare or TRICARE.

When are changes made during Annual Enrollment effective?

The effective date for changes made during Annual Enrollment is January 1, 2022.


Watch these videos to understand health insurance coverage and wellness benefits.

Watch this video to learn more about the Dakota Plan. 

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Understand the High Deductible Health Plan with Health Savings Account and learn if it is the right plan for you.

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Other Health & Wellness Benefits: Explore these benefits and enroll at any time during the year.

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